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9800 Connecticut Drive, Crown Point, IN 46307

(219) 627-1094
chris@envoywm.com
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Your Financial Goals Deserve a Disciplined Strategy

From financial planning to retirement income planning, I bring a structured, education-driven approach to every client relationship.

What I do
Precision Planning for Every Stage of Life

I help Gen-X and Millennial business owners, individuals, and families pursue their financial objectives through strategic planning, ongoing analysis and education, and a commitment to understanding what matters most to you.

                                                                            InvestmentNews 40 under 40 award for 2022 aims to reveal the tremendous potential in the financial advice industry to finding often unrecognized young talent doing remarkable things. Key attributes looked at include: accomplishment to date, contribution to the  industry, leadership and promise. Award received June 6, 2022. This award is not representative of investment performance or returns.

Janota earns nationwide InvestmentNews honors

Envoy founder Chris Janota earns presigious award for making a significant positive impact in the advice industry and the local community.

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About My FirmBuilt on Discipline. Driven by Your Goals.

About My Firm
Built on Discipline. Driven by Your Goals.

I founded this practice with a clear philosophy: your financial strategy should be as intentional as the life you're building. Over the years, I've worked with individuals, families, and business owners to develop structured plans that evolve with their needs. My approach is analytical, my communication is direct, and my focus is always on helping you pursue the outcomes that matter most. I don't believe in one-size-fits-all solutions — I believe in doing the work to get it right.

My Solutions
Comprehensive Solutions, Tailored to You

Every financial situation is different. That's why I offer a broad range of services designed to address where you are today and where you want to be.


Portfolio Management

I build and monitor portfolios based on your risk tolerance, time horizon, and long-term objectives — adjusting as your life evolves.

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Retirement Planning

Whether retirement is decades away or right around the corner, I'll help you create a roadmap designed to support the life you envision.

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Risk Management

From market fluctuations to the unexpected, I help identify potential vulnerabilities and build strategies to address them.

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Estate Strategy

I work with you and your legal team to help outline a thoughtful plan for passing wealth to the people and causes you care about.

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Life Insurance

Life insurance can play a critical role in your broader financial strategy. I'll help you evaluate the right type and amount for your needs.

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HNW Client Guidance

High-net-worth investors face a distinct set of challenges. I offer strategies designed to address the complexity that comes with significant assets.

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Extended Care Strategies

Healthcare costs can change quickly. I help you explore strategies for potential long-term care needs so they don't derail your other goals.

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Small Business Guidance

Owning a business adds layers to your financial picture. I help business owners align personal and professional financial strategies.

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Social Security Strategies

When and how you claim Social Security matters. I'll help you evaluate your options so you can make an informed decision.

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Cash Flow Analysis

Understanding where your money goes is the foundation of every good plan. I'll help you take a clear-eyed look at income, expenses, and opportunities. box-empty

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Education Strategies

Funding education is a priority for many families. I'll help you explore savings vehicles and strategies that fit within your broader financial plan.

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Charitable Giving

If giving back is part of your vision, I'll help you explore tax-smart approaches to charitable contributions that align with your values.

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Special Needs Trust

Families navigating special needs planning require thoughtful, personalized attention. I can help coordinate strategies designed to support your loved one's future. box-empty

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Debt Management

Not all debt is equal. I'll help you build a strategy to manage liabilities while keeping your bigger financial picture in focus. box-empty

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Financial Education

I believe informed clients make better decisions. I provide ongoing resources and conversations to help you stay confident in your financial direction.

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The Process
A Proven Framework for Pursuing Your Goals

Great planning doesn't happen by accident. My three-step process is designed to bring clarity, structure, and confidence to every financial decision you make.

1. Understand
Understand Your Full Picture

I'll start by reviewing your finances, goals, risk tolerance, and time horizon to build a complete understanding of where you stand.

2. Align
Build a Plan That Fits

Using what we've uncovered, I'll design a customized strategy aligned with your objectives and the realities of today's markets.

3. Achieve
Stay on Track as Life Evolves

I'll put your plan into motion and provide ongoing oversight — adjusting as your life, goals, and market conditions change.

Let's Plan Your Future

My Resources
Insights to Keep You Informed

Knowing the ins and outs of personal finance is my job - not yours. That doesn't mean I keep my clients in the dark. Explore my latest resources for timely insights, practical strategies, and the kind of financial education that you actually want to read.

When to Self-Insure

When to Self-Insure

Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?
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Ways to Supplement Your Medicare Coverage

Ways to Supplement Your Medicare Coverage

There are numerous ways to supplement your Medicare insurance coverage. This article helps you explore your options.
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How Insurance Deductibles Work

How Insurance Deductibles Work

Knowing how insurance deductibles work can help you save money.
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Ready to Take the Next Step?

If you're looking for a structured, education-driven approach to your financial life, I'd welcome the opportunity to talk. Let's start with a conversation about your goals.

Let's Plan Your Future