Pre-Retirees & Retirees
Plan for the entire journey, not just half.
Individuals and families who are planning on retirement will have a lot on their plates. From entering the workforce in your 20's (or sooner) until exiting it in your 60's (or later) you will encounter many steps in your financial journey.
At Envoy Wealth Management, we will guide you through these steps. We will make sure you are making extremely educated decisions on your life insurance holdings, retirement savings, college savings, and estate planning.
The work doesn't end the day you retire, of course. We will guide you through your "spend down" phase to help you make your assets last through your lifetime, as well as protecting the legacy assets that you wish to leave to your loved ones.
Gauge Your Readiness
Let's sit down and put an actual plan on paper. We'll review your strengths and weaknesses and make adjustments to your plan, if necessary.
Use Every Tool In Your Tool Box
One strategy or one type of financial product probably doesn't equal your full solution. Diversify your plan to increase chances of success.
Stay On Pace With Your Goals
Are you withdrawing too much? Saving too little? Taxes becoming a problem? New grandchild to add into the plan? We can handle that.