Blog
What’s on my mind? You can read about it here on my blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. Perhaps some real life situations that I've encountered and what I've learned from them. Once in a while, I may even throw in a few pictures of something I cooked that I was irrationally proud of, or other little surprises. Plus I'm always willing to answer your questions and discuss topics that are important to you, so keep checking in. I'm glad to have you reading along.
The Economics of MLB Spring Training
Major League Baseball scheduled Opening Day for April 1, but two states have already scored with spring training underway.Every year, spring training divides the 30 MLB teams into two squads. Half of the teams travel to Florida as...
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30-year Home Loans Fall to Historic Lows
Lately, it can feel like each day brings a new headline about fluctuating market behavior. But amid the ups and downs of 2020, there may be some potential good news on the horizon. On July 16, 2020, the interest rate for a 30-year...
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A Stock Market Lesson To Remember
Undeniably, spring 2020 has tried the patience of investors.An 11-year bull market ended. Key economic indicators went haywire. Household confidence was shaken. The Standard & Poor’s 500, the benchmark for the broad stock...
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Federal Student Loan payments paused due to COVID-19
Are you or someone you know currently making federal student loan payments? In light of the COVID-19 pandemic, some welcome relief may be on the way.Thanks to the recent passage of the CARES Act, the U.S. Department of Education will...
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Coronavirus And Stock Market Volatility
What Should You Do About Coronavirus And Stock Market Volatility? The financial markets took a big dip early this week over fears about the spreading coronavirus, erasing gains from earlier this year. After the Dow lost over 800...
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IL Small Biz Owners Face Nov 1 Retirement Plan Deadline
Small business owners in Illinois with 25+ employees will have to have their own retirement plan in place by November 1, 2019, or enroll in Secure Choice.
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Here's Why You Shouldn't Request The Cash From The Equifax Settlement
So recently, news broke from the FTC that they and Equifax had agreed to an approximately $700 million settlement agreement. This is in response to their big data breach from 2017. (Remember that one? Of course you do. Pretty much, if...
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Upcoming Event: Brews & (Real Estate) Views
Hey everybody,So I wanted to talk about the upcoming educational event I'm putting on soon. I'm calling it "Brews & (Real Estate) Views" and it's happening Monday, June 17th at 5 pm at Byway Brewing Co. in Hammond. I've been mainly...
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A Real-Life Elder Abuse Story You Need to Read
Just like in any office, profession, or job site, we financial advisors like to chat amongst ourselves. In fact, there are private channels online where all of us who are affiliated with the same "back office" (in my case Cambridge)...
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February is "Insure Your Love" month!
**The below is something I wrote back in September 2018, but with February being "Insure Your Love" month, to promote life insurance awareness, I thought it was a great time to reshare it!** Understandably, no one likes to contemplate...
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The Envoy Philosophy
I started Envoy in 2017, but our story starts much earlier than that. When I came into the financial advice industry, it was obvious that there were two focuses. Number one was to go after only the biggest and richest prospects out...
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